FOR THE BIG SPENDER
Rewards are negligible on American Express Blue Cash until you spend $6,500 on the card. After that, you get 5% cash back on gas, food, and drugstore purchases, and 1.25% back on everything else. Most cards offer only 1%, and since you’re spending a lot more, that extra 0.25% means a lot more. Bonus: It’s one of only a handful of American Express cards that don’t have annual fees.
Annual fee: None
APR: for the first six months, then 17.24% – 21.24%
Get the card: getthecard.americanexpress.com/getthecard/learn-about/BlueCash
